Millions of people switch their insurance companies each year. At A&Z Insurance, service is our priority so you can count on us to help find coverage that fits both your needs and budget. Get a quick, personalized quote from one of our local agents here in Arizona; reach out now!
Auto Insurance
At A&Z Insurance Team, we understand how essential it is to have adequate auto insurance coverage to safeguard you and your loved ones. With years of experience helping our customers find affordable rates tailored specifically to them, our goal is always your satisfaction.
We will find you the best available policies. Your auto specialist will be with you throughout the insurance process, offering solutions and answers for any home, life or business questions that arise.
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We pride ourselves on offering outstanding customer service – so be assured that we’ll do everything possible to make sure that your policy fulfills all of your expectations! Your car insurance premium represents an agreement to cover you for a set period, typically one month to one year. An insurance deductible represents the amount required of you prior to receiving any reimbursement from your policy in case of loss.
Home Insurance
Homeowners insurance is an expensive investment and it’s wise to shop around for the best rates. Whether you are experiencing an increase in premiums or simply don’t feel satisfied with your current provider, comparing quotes will help you find an appropriate policy at the most economical price point.
To get a home insurance quote, it will require that you provide both personal and property details as well as any relevant risk factors such as whether or not your home is used as an office space or you own pets.
When comparing quotes, pay particular attention to coverage amounts, deductibles and whether your belongings are valued on an actual cash value or replacement cost basis.
Also make sure that any discounts have a direct effect on the annual premium and that when selecting your policy it starts immediately – cancelling your old policy before beginning a new one is important if your premium payments go through an escrow account!
Life Insurance
Life insurance provides your beneficiaries with a death benefit when you pass, while also building cash value that you can access through loans and withdrawals (provided there is enough value in your policy).
When selecting a life policy provider, take into account their financial stability, reputation for customer service, availability of riders (accelerated death benefits, waiver of premium payments etc), policy features such as riders (accelerated death benefits, etc.), as well as features (accelerated death benefits, waiver of premium payments etc).
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Business Insurance
Business or commercial insurance provides small businesses with a way to manage risks more effectively, covering costs such as property damage, lawsuits and lost business income. Depending on your industry and specific needs of your business, different coverages such as general liability, commercial auto or workers’ compensation might be required.
Small businesses frequently opt for the Business Owner’s Policy (BOP), which combines property, general liability and business income coverage into one easy policy. Other options for covering their businesses may include commercial package policies or tailored offerings tailored for specific industries.
The cost of business insurance varies based on factors like your building location and age, coverage selection and previous claims history as well as adding business auto coverage – however bundling policies together can often save money and may offer valuable discounts or deals you might otherwise miss.
For more info, visit the official website and get a quote.
